Safe, secure and private

Protecting your security and privacy is of the utmost importance to us. We use reputable third-party payment platforms that uses advance linking algorithms to protect all your personal and payment information in order to provide secure payments for all our customers.

Your payment information and purchase transactions are 100% safe when you shop with us.

We process all orders securely via the renowned payment service provider Adyen in Europe and Klarna and Payson in Sweden, as well as via PayPal. They collect and validate your payment information using a state-of-the-art encryption technology, and processes your details via secure servers.

These secure pages are indicated by:

  •    “https://” – when the web address starts with https:// instead of http://
  •    The little key or padlock symbol on the right-hand side of your browser’s address bar, or on the bottom-right status bar, depending on the browser you’re using

Additionally, they offer the 3D Secure service which provides extra security for those holders of Visa and MasterCard who have enrolled in the Verified by Visa or Mastercard SecureCode programs.

Coboc One Rome Lifestyle 3

Your payment, your way

These services allow us to offer you the option to pay via: PayPal, Cartes Bancaires, American Express, SEPA direct, Giropay, Sofort, iDEAL,  Internet Banking, PaysonAccount, Open invoice, Online banking, Partial Payment, SMS, Klarna, BACS Direct, and of course Visa and MasterCard.

Make payments in your preferred currency

On our payment pages, you select your preferred currency to feel more comfortable with your transaction and to avoid any exorbitant exchange rate fees your bank or card issuer might charge. Our automatic converter will switch the amount to your preferred currency, at that day and moment’s exchange rate, with no extra fees.

Partial Payments

At the time of purchase, subject to an approved credit check, Payson provides the option of entering into a partial payment agreement with our partner Svea Ekonomi AB at the terms specified in the General Terms and Conditions of the enclosed account agreement. The credit offer applies to the amount specified in the account agreement. You select the credit period by checking the option that best suits you. You agree and undertake to repay the entire credit amount within the credit period. This means that your minimum payment every month is the sum that is specified in the option you select. Obviously, you may pay more than the minimum payment or pay off the entire credit amount in a lump sum without incurring any extra charges.

Terms and Conditions for Partial Payments

*Partial payment interest-free:
3 months, interest-free; setup fee SEK 95; administration fee SEK 29; interest 0.00%
6 months, interest-free; setup fee SEK 195; administration fee SEK 29; interest 0.00%
12 months, interest-free; setup fee SEK 295; administration fee SEK 29; interest 0.00%

Partial payment, interest-bearing (if order value exceeds SEK 5,000):
24 months, setup fee SEK 295; administration fee SEK 29; interest 9.95%

An example of an effective interest for purchases—assuming an account for SEK 10,000, posted for 12 months, at 0% interest, a SEK 295 setup fee, and a SEK 29 administration fee in accordance with the Swedish Consumer Agency’s guidelines—would be 12.70 %.

100% secure on web and mobile

Whether you’re making your purchase on your desktop, laptop, tablet or smartphone, your personal and payment information is protected by the same high-end encryption system, ensuring secure payments.

You can shop on our site with complete peace of mind.